Capital One® Spark® Classic for Business

Annual Fee

Purchase Rate
23.99% variable APR.

Unlimited Rewards

Unlimited 1% cash back on every purchase for your business, with no minimum to redeem

Credit Building
Get the opportunity to build and strengthen credit for your business by using this card responsibly

This card is for business owners with AVERAGE CREDIT.

Recommended Requirements to Know

  • Personal Credit Score: Minimum 641
  • Open Personal Tax Liens: No more than 1 open personal tax lien.
  • Six-Month-Old Inquiries: 6 or fewer inquiries in the last 6 months.
  • Personal Bankruptcy: No open bankruptcy on your personal credit report.
  • Personal Credit Age: minimum of 1 year
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